Exclusions

1. This insurance with respect to the above hazards shall not apply to:

a) loss caused directly or indirectly, wholly or partly by:

b) suicide or attempted suicide (sane or insane).

c) murder or provoked assault

d) loss or injury caused by war, invasion, acts of foreign enemy, hostilities or warlike operations (whether war be declared or not), mutiny, strikes, riots, civil commotion, civil war, rebellion, revolution, insurrection, conspiracy, military or usurped power, martial law or state of siege, seizure, quarantine, or customs regulations or nationalization by or under the order of any government or public or local authority, sabotage, terrorism.

2. This exclusion shall not be affected by any endorsement, which does not specifically refer to it, in whole or in part.

a) nuclear radiation or radioactive contamination;

b) injury sustained while participating in professional athletics or any organized and scheduled amateur physical contact sports;

c) injury sustained while engaging in mountaineering requiring the use of ropes or guides, skin diving employing the use of compressed cylinders, racing on wheels or horseback, skydiving from a device for aerial navigation, hang gliding (Unless such activities have been declared to and accepted by the Company, subject to additional premium payment, and affirmed by written endorsement).

d) Cave-in of mines;

e) Serving as officer or crew of any type of sea vessel; aircraft.

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