Summary of Benefits

Definition of Cover

Medical Treatment

Pays for medical expense in case of injury and sickness.

Medical Evacuation

Pays to transport you to another location for medical treatment.

Repatriation of Mortal Remains

Pays for the return of the Insured's mortal remains to his Usual Place of Residence.

Hospital Income

Gives you compensation for each day of confinement in a hospital.

Compassionate Visit

If you are hospitalized, we’ll fly in a family member to take care of you.

Care of Minor Children

If you are on a trip with your child, and you are hospitalized, we’ll fly in a family member to take care of your child.

Emergency Dentristry (International Travel Only)

Reimburses expense for dental treatment due to accident.

Emergency Trip Cancellation or Termination

In case of trip cancellation or termination due to emergency, we will pay for the unused and non-refundable portion of your trip.

Flight Delay

Reimburses additional expenses if your flight going to or from your destination is delayed.

Hijack

Reimburses additional expenses if your flight is delayed due to hijack.

Missed Connecting Flight

Reimburses additional expenses if you miss your connecting flight.

Personal Liability

Pays if you are held liable by law for a person’s death or injury, or for accidental loss or damage to property.

Baggage Delay (outbound only)

You will get a one-time payment once your baggage is delayed.

Loss or Damage to Baggage

Pay for loss or damage to your baggage and personal effects.

Loss of Personal Money

Pays if you lose money due to theft, robbery, and burglary.

Loss of Travel Documents

Pays for the cost of additional hotel, travel, and communication expenses incurred in obtaining the travel document.

Summary of Benefits:

Summary of Benefits	Schengen Php2,500,000	International (except Schengen & Asia) Php1,500,000	ASEAN Plus Php1,000,000	Domestic (via air only) Php500,000
Medical Benefits
Medical Treatment	Up to Php2,500,000	Up to Php1,500,000	Up to Php1,000,000	Up to Php500,000
Emergency Dental Treatment	Covered if due to accident only	Covered if due to accident only	Covered if due to accident only	NA
Medical Evacuation	Actual Cost	Actual Cost	Actual Cost	Actual Cost
Repatriation of Mortal Remains	Actual Cost	Actual Cost	Actual Cost	Actual Cost
Hospital Income	Up to Php2,000 per day (max of 5 days)	Up to Php2,000 per day (max of 5 days)	Up to Php2,000 per day (max of 5 days)	Up to Php1,000 per day (max of 5 days)
Compassionate Visit	Actual travel cost, plus up to Php5,000 per day (maximum of Php50,000)	Actual travel cost, plus up to Php5,000 per day (maximum of Php50,000)	Actual travel cost, plus up to Php5,000 per day (maximum of Php50,000	Actual travel cost, plus up to Php3,000 per day (maximum of Php30,000)
Care of Minor Children	Actual travel cost, plus up to Php5,000 per day (maximum of Php50,000)	Actual travel cost, plus up to Php5,000 per day (maximum of Php50,000)	Actual travel cost, plus up to Php5,000 per day (maximum of Php50,000)	NA
Cancellation and travel Disruption Benefits
Emergency Trip Cancellation / Termination	Up to Php125,000	Up to Php100,000	Up to Php100,000	Up to Php10,000
Flight Delay	Up to Php2,000 per 6-hour delay (max of 48 hours)	Up to Php2,000 per 6-hour delay (max of 48 hours)	Up to Php2,000 per 6-hour delay (max of 48 hours)	One-time payment of Php2,000 upon per 6-hour delay
Missed Connecting Flight	Up to Php4,000 per 6- hour delay (max of 48 hours)	Up to Php4,000 per 6-hour delay (max of 48 hours)	Up to Php4,000 per 6-hour delay (max of 48 hours)	One-time payment of Php2,000 upon per 6-hour delay
Hijack	Php5,000 per 24 hours delay (max of 240 hours)	Php3,000 per 24 hours delay (max of 240 hours)	Php3,000 per 24 hours delay (max of 240 hours)	NA
Baggage, Personal Effects, and Money Benefits
Baggage Delay (outbound only)	One-time payment of Php5,000 per 6-hour delay	One-time payment of Php3,000 upon per 6-hour delay	One-time payment of Php3,000 upon per 6-hour delay	One-time payment of Php2,000 upon per 6-hour delay
Damage to Baggage	One-time payment of Php5,000	One-time payment of Php3,000	One-time payment of Php3,000	One-time payment of Php2,000
Loss of Baggage	Up to Php5,000 sub limit per item (max of Php50,000)	Up to Php3,000 sub limit per item (max of Php30,000)	Up to Php3,000 sub limit per item (max of Php30,000)	Up to Php2,000 sub limit per item (max of Php20,000)
Loss of Personal Money	Up to Php10,000	Up to Php5,000	Up to Php5,000	Up to Php2,000
Loss of Travel Document	Up to Php75,000	Up to Php50,000	Up to Php50,000	NA
Personal Liability Benefit
Personal Liability	Maximum of Php1,500,000	Up to Php500,000	Up to Php500,000	NA
Personal Accident Benefit
Personal Accident	Up to Php1,000,000	Up to Php1,000,000	Up to Php1,000,000	Up to Php500,000
Personal Accident Benefit (applicable to family plans only)
Personal Accident	50% for Spouse	50% for Spouse	50% for Spouse	50% for Spouse
Personal Accident	10% for each children of insured	10% for each children of insured	10% for each children of insured	10% for each children of insured

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