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Definition of Cover
Medical Treatment
Pays for medical expense in case of injury and sickness.
 
Medical Evacuation
Pays to transport you to another location for medical treatment.
 
Repatriation of Mortal Remains
Pays for the return of the Insured's mortal remains to his Usual Place of Residence.
 
Hospital Income
Gives you compensation for each day of confinement in a hospital.
 
Compassionate Visit
If you are hospitalized, we’ll fly in a family member to take care of you.
 
Care of Minor Children
If you are on a trip with your child, and you are hospitalized, we’ll fly in a family member to take care of your child.
 
Emergency Dentristry (International Travel Only)
Reimburses expense for dental treatment due to accident.
 
Emergency Trip Cancellation or Termination
In case of trip cancellation or termination due to emergency, we will pay for the unused and non-refundable portion of your trip. 
 
Flight Delay
Reimburses additional expenses if your flight going to or from your destination is delayed. 
 
Hijack
Reimburses additional expenses if your flight is delayed due to hijack. 
 
Missed Connecting Flight 
Reimburses additional expenses if you miss your connecting flight. 
 
Personal Liability
Pays if you are held liable by law for a person’s death or injury, or for accidental loss or damage to property. 
 
Baggage Delay (outbound only)
You will get a one-time payment once your baggage is delayed. 
 
Loss or Damage to Baggage
Pay for loss or damage to your baggage and personal effects. 
 
Loss of Personal Money
Pays if you lose money due to theft, robbery, and burglary. 
 
Loss of Travel Documents
Pays for the cost of additional hotel, travel, and communication expenses incurred in obtaining the travel document. 
 
Summary of Benefits:
Summary of Benefits Schengen Php2,500,000 International (except Schengen & Asia)
Php1,500,000
ASEAN Plus Php1,000,000 Domestic (via air only) Php500,000
Medical Benefits
Medical Treatment Up to Php2,500,000 Up to Php1,500,000 Up to Php1,000,000 Up to Php500,000
Emergency Dental Treatment Covered if due to
accident only
Covered if due to
accident only
Covered if due to
 accident only
NA
Medical Evacuation Actual Cost Actual Cost Actual Cost Actual Cost
Repatriation of Mortal Remains Actual Cost Actual Cost Actual Cost Actual Cost
Hospital Income Up to Php2,000 per day (max of 5 days) Up to Php2,000 per day (max of 5 days) Up to Php2,000 per day (max of 5 days) Up to Php1,000 per day (max of 5 days)
Compassionate Visit Actual travel cost, plus up to Php5,000 per day (maximum of Php50,000) Actual travel cost, plus up to Php5,000 per day (maximum of Php50,000) Actual travel cost, plus up to Php5,000 per day (maximum of Php50,000 Actual travel cost, plus up to Php3,000 per day (maximum of Php30,000)
Care of Minor Children Actual travel cost, plus up to Php5,000 per day (maximum of Php50,000) Actual travel cost, plus up to Php5,000 per day (maximum of Php50,000) Actual travel cost, plus up to Php5,000 per day (maximum of Php50,000) NA
Cancellation and travel Disruption Benefits
Emergency Trip Cancellation / Termination Up to Php125,000 Up to Php100,000 Up to Php100,000 Up to Php10,000
Flight Delay Up to Php2,000 per 6-hour delay (max of 48 hours) Up to Php2,000 per 6-hour delay (max of 48 hours) Up to Php2,000 per 6-hour delay (max of 48 hours) One-time payment of Php2,000 upon per 6-hour delay
Missed Connecting Flight Up to Php4,000 per 6- hour delay (max of 48 hours) Up to Php4,000 per 6-hour delay (max of 48 hours) Up to Php4,000 per 6-hour delay (max of 48 hours) One-time payment of Php2,000 upon per 6-hour delay
Hijack Php5,000 per 24 hours delay (max of 240 hours) Php3,000 per 24 hours delay (max of 240 hours) Php3,000 per 24 hours delay (max of 240 hours) NA
Baggage, Personal Effects, and Money Benefits
Baggage Delay (outbound only) One-time payment of Php5,000 per 6-hour delay One-time payment of Php3,000 upon per 6-hour delay One-time payment of Php3,000 upon per 6-hour delay One-time payment of Php2,000 upon per 6-hour delay
Damage to Baggage One-time payment of Php5,000 One-time payment of Php3,000 One-time payment of Php3,000 One-time payment of Php2,000
Loss of Baggage Up to Php5,000 sub limit per item (max of Php50,000) Up to Php3,000 sub limit per item (max of Php30,000) Up to Php3,000 sub limit per item (max of Php30,000) Up to Php2,000 sub limit per item (max of Php20,000)
Loss of Personal Money Up to Php10,000 Up to Php5,000 Up to Php5,000 Up to Php2,000
Loss of Travel Document Up to Php75,000 Up to Php50,000 Up to Php50,000 NA
Personal Liability Benefit
Personal Liability Maximum of Php1,500,000 Up to Php500,000 Up to Php500,000 NA
Personal Accident Benefit
Personal Accident Up to Php1,000,000 Up to Php1,000,000 Up to Php1,000,000 Up to Php500,000
Personal Accident Benefit (applicable to family plans only)
Personal Accident 50% for Spouse 50% for Spouse 50% for Spouse 50% for Spouse
10% for each children of insured 10% for each children of insured 10% for each children of insured 10% for each children of insured

 
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